disabled and not released to return to work. The leave under these laws runs concurrently, and eligible employees will be on FMLA/CFRA for a maximum of 12 weeks in a 12-month period. QUALIFYING EVENTS It is the employee’s responsibility to immediately submit written notification to the Human Resource Manager when a qualifying event has occurred that will impact your insurance coverage, the coverage of a spouse or the coverage of your children. Qualifying events include a change in marital status, divorce, birth or adoption of a child, or the cancellation of spouse and/or dependents from another policy that would require the need for medical coverage. Any changes to your policy, other than those deemed as qualifying events, must wait until the open enrollment period. If the qualifying events are not reported in writing to Human Resources within the necessary time frame of 30 days from the event date, the employee will be responsible for the lack of coverage to those needing it, and may run the risk of having to wait until open enrollment to obtain policy coverage. MODIFYING BENEFITS AJK reserves the right to modify, amend or terminate benefits and to modify or amend benefit eligibility requirements at any time and for any reason, subject to any legal restrictions. In general, however, changes to the AJK Employee Benefits Program will be announced during our open enrollment in March of each year. All documents relating to the AJK Employee Benefits Program, including the Summary Plan Descriptions, HIPAA Privacy Notice, Initial COBRA Notice, and any other relevant Plan Documents or Notices, are available electronically through AJK Benefits Web Site on Bamboo. Employees may also receive a paper copy of any of the above documents free of charge by contacting Human Resources, who handles benefit plan issues for AJK. Any changes to AJK. Employee Benefits Program will be announced during our open enrollment in March of each year. HOLIDAYS AJK generally observes the following paid holidays: • January 1 (New Year’s Day) • Memorial Day • July 4th (Independence Day) • Labor Day • Thanksgiving Day • Christmas Day Revised January 2024 Page 37 of 55